Moalboal (Cebu) – Philippines
Moalboal sits on Cebu's southwest coast facing the Tañon Strait. Dive centres line Panagsama Beach, where house reefs drop from a few metres to deep water and a huge sardine school hovers 20–30 m from the shore at about 1–20 m depth. A 10–15 minute boat ride leads to Pescador Island, a marine-protected rock with steep walls and the light-filled Cathedral cave. Turtles and banded sea kraits are common on the house reefs, thresher sharks and whale sharks appear only occasionally, and the sites mix easy shore diving with deeper wall dives. Further afield, the Cebu south coast has other sites (Sumilon, Oslob) that are not covered here because I could not verify them well.